Leadership Behaviour And Loan Default Management In The Banking Sector of Ghana: The Moderating Role of Regulatory Governance

This empirical paper examines how leadership behavior impacts loan default management in Ghana's banking sector and the moderating role of regulatory governance. Using theories X and Y, the study investigates autocratic, laissez-faire, and transactional leadership behaviors. The findings highlight the significant role of autocratic leadership in reducing loan defaults, while laissez-faire and transactional styles were less impactful. Regulatory governance positively moderated the effects of laissez-faire leadership behavior.